
	Finding the right home at the right price is just one part of a home sale or purchase. Jean Szeman, Broker, ePRO, SFR, REOS, GRI, ABR,Bob Szeman, Realtor, ePRO, US Preferred Realty is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call us today at (480) 650-4503 if your needs include a professional REALTOR^® experienced in the business side of real estate.

What closing costs should you expect?

There are certain basic expenses associated with closing the sale of a house. These expenses are usually split between the buyer and seller, as dictated in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Arizona to help show you through the transaction.

Loan-related closing costs (More information)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

Taxes commonly paid at closing (More information)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (More information)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we get through the details of your sale, I'll not only work to get the optimal sales price, but I'll also campaign for lower closing costs. And once we've arrived at an agreement, I'll fully explain the closing costs so you know exactly what you're paying for.

Buyers: When buying a property in Maricopa County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a suitable range so you're not shocked when you come to the closing table. I'll be glad to look at the GFE with you, answering your questions and highlighting any estimates that are uncertain.

* MOL = More or Less

Jean Szeman, Broker, ePRO, SFR, REOS, GRI, ABR,Bob Szeman, Realtor, ePRO, US Preferred Realty 4503 E. Harmony Ave. Mesa, AZ 85206

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