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Don't forget to factor in closing costs when considering a home sale or purchase. Jean Szeman, Broker, ePRO, SFR, REOS, GRI, ABR,Bob Szeman, Realtor, ePRO, US Preferred Realty is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call me today at (480) 650-4503 if your needs include a real estate pro ready for the business side of real estate.
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Closing costs you should expect
There are certain normal costs related to closing the sale of a house. These costs are often divided between the buyer and seller, as spelled out in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Arizona to help direct you through the process.
Costs pertaining to your loan to be paid at closing
(Details)
- Points (optional)
- Appraisal Fee
- Credit Report
- Interest Payment
- Escrow Account
At closing, the following taxes are usually paid (Details)
- Property Taxes
- Transfer Taxes and Recording Fees
At closing, these fees are often due (Details)
- Homeowners Insurance
- Flood or Quake Insurance (optional)
- Private Mortgage Insurance (PMI) (optional)
- Title Insurance
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Sellers: As we hammer out your sale, not only will I work to get the highest sales price, but I'll also push for limited closing costs. And once we've arrived at an agreement, I'll describe in detail the closing costs so you know exactly what you're paying for.
Buyers: When buying a property in Maricopa County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a tolerable range so you're not startled when you come to the closing appointment. I'll be glad to go over the GFE with you, answering your questions and highlighting any estimates of concern.
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Jean Szeman, Designated Broker, SFR, REOS, ePRO, GRI, ABR, CSSPE, CNE, MBA
Bob Szeman, Realtor, CSSN, ePRO, CNE
Changing Hands Realty & Property Management
Jean Szeman, Broker, ePRO, SFR, REOS, GRI, ABR,Bob Szeman, Realtor, ePRO, US Preferred Realty 4503 E. Harmony Ave. Mesa, AZ 85206
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